People Driven Credit Union
  • Southfield, MI, USA
  • Full Time

Mortgage Loan Originator

At People Driven Credit Union, we build strong relationships with our members and community with the goal to strengthen the financial well-being of those we serve. Our members have been at the core of who we are for over 90 years. We are people driven where people matter most!

Why have a Career at People Driven Credit Union?

  • Work Life Balance

  • Employer paid medical, dental and vision for the employee and low cost to add family members

  • PDCU offers a generous 40lK program

  • Excellent paid time off including holidays, vacation and PTO.

  • Because at PDCU... People Matter Most!

  • To learn more about PDCU go to our website at

What are the roles and responsibilities of the Mortgage Loan Originator?

  • Target assigned markets to gain business for the credit union.

  • Educate and advise borrowers on mortgage loan options and other financial products.

  • Provide excellent customer service from approval through closing. Works closely with processors to obtain and verify all information required for underwriting.

  • Prepare and ensure that all regulatory disclosures are compliant with RESPA and TRID.

  • Responsible for maintaining thorough working knowledge of available loan products, processing procedures, and underwriting guidelines.

  • Manage mortgage production pipeline to ensure department and individual goals are met.

  • Develop and maintain an external sales plan to generate new business opportunities.

  • Develop long term relationships with local realtors, builders, and other community partners to gain leads and opportunities.

  • Responsible for participating in Realtor and Builder associations to develop relationships within the community.

  • Responsible for complying with all state and federal regulations including, but not limited to, RESPA, HMDA, TRID and Fair Lending Practices and credit union policies and procedures

  • Responsible for completing all required training and educational requirements.

  • Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union.

  • Must be able to work after normal credit union hours to include weekends when necessary.

What are the Requirements of the job?

  • Registered in the National Mortgage licensing System and Registry (NMLS) as a Mortgage Loan Originator (MLO). First time registration requires a SAFE Act background check.

  • High school diploma or GED. Associates degree preferred.

  • Five years experience as an MLO at a full-service financial institution. Must currently hold this position or must have been candidate's most recent role.

****Must be able to pass Background Check****

People Driven Credit Union
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